Debt versus Equity Financing

I get a lot of questions from companies whether they should use debt or equity to finance their growth.  Business owners contemplate this critical question as they look for financing.  Which alternative is best? Debt Financing The advantages to debt […]

Merchant Cash Advances

A merchant cash advance is an alternative source of financing for small businesses who can’t get a bank loan. *  Do you need funds quickly for business improvements or investments? *  Do you need to pay off outstanding debt or […]

Benefits to Companies that Factor

There are many benefits to companies that choose to factor their accounts receivable.  In addition to avoiding all the paper work associated with obtaining traditional financing, factoring is easy and generally provides instant cash.  Below is a list of additional […]

Crowd Funding Basics

I just attended a presentation reviewing the basics of crowd funding and decided to write about it since I am asked frequently as to what I know. Crowd funding (aka peer-to-peer fund-raising) is a way for individuals to raise money […]

7 Tips for Improving Your Cash Flow

There’s a golden rule in business you’d be smart to learn now:  No matter how much you sell, if you don’t collect the money, you’re going to go out of business.  As business owners, we often get so wrapped up […]

5 Myths about Private Money Lending

I’d like to discuss some myths about private money lending.  Over the years, I have heard many misconceptions about private money lending so I wanted to address the top 5. Myth # 1 – No Private Money Lender can fund […]

End of Year Checklist for Every Business

For small business owners the end of the year means more than holiday parties and last-minute shopping, it’s also the time to get business in order for the New Year.  While it may be hard for small business owners to […]

Why Stay in Business?

I’ve been in business for 2 years now.  As we’ve grown, I have learned a lot, had some fun, and experienced some problems. There are days that I ask myself (along with other business owners that I meet) what’s the point?   Especially […]

What is an Asset Based Loan (ABL)?

Asset based financing is a way for rapidly growing, cash strapped companies to meet their short-term needs.  In general, companies can tap into their assets to generate the cash flow through asset based loans.  ABL has become a popular choice for companies […]

Benefits of Factoring your Accounts Receivable

Prior to starting Alternative Funding Options, my ex husband and I owned an aluminium contracting business.  We built screen rooms, pool enclosures, sunrooms, etc.(actually he did the building, I managed). Since we were a start-up company, we could not qualify […]