Funding Services

  • Purchase Orders
  • Accounts Receivable
  • Medical Accounts Receivable
  • Inventory
  • Asset Based Loans
  • Equipment
  • Visa/Mastercard Advances
  • Commercial Real Estate Loans

Our programs will provide you with the power to operate your business on an all cash basis.   Paying back loans will no longer be a concern.


Alternative Funding Options (AFO) partners with companies that have experience in the financial services industry as well as in operating companies, both in entrepreneurial ventures and established corporations.Our experience makes it possible for your business to be quickly approved for a funding plan designed to keep your business growing. Here are the areas in which we can assist your company:

Purchase Order Funding

This type of short term funding (usually 60 days or less) provides capital to pay suppliers upfront.  Advances are on the cost of materials and/or labor, so that you can take your purchase order all the way to invoicing.

Accounts Receivable Funding

Accounts Receivable Funding is the purchase of invoices or accounts receivables for immediate cash. The advances will pay you up to 90% of the value of your receivables usually within 24 to 48 hours. Once your customer pays the invoice, then your fee is deducted from the money that is being held back, and you receive the difference at that time.

Medical Accounts Receivable Funding (MARF)

A financial care plan for physicians, hospitals and other health and medical providers. MARF is a way of financing, in which a funding company supplies providers with advance payments based on their outstanding third party claims such as insurance companies, HMO’s or Medicare/Medicaid. It enables providers to receive the majority of their net collectables within 2 days of billings, thus providing consistent, predicable cash flow for routine operating expenses.

Inventory Funding

Inventory funding is a form of asset-based lending used by a borrower to finance inventory costs. Advances are on the cost of inventory which will usually range from 35-55% of your gross inventory.

Asset Based Loans

An asset based loan is typically structured as a revolving line of credit. The lender advances funds based on the borrowing base, which is a percentage of the company’s assets such as commercial accounts receivables, inventory, business equipment and machinery.

Equipment Funding

Equipment leasing funding is a valuable alternative for growing businesses. It allows you to purchase the equipment and technology you need today while affordably spreading your payments over time. In addition, because a lease is not considered a long term debt or liability, it does not appear as debt on your financial statement, thus making you more attractive to traditional lenders when you need them. Leasing requires no down payment, 100% financing and soft costs such as freight, installation and tax are covered for both new and used equipment.

Visa/Mastercard Advances

Lenders fund merchants on their future credit card sales and then collects a set percentage of the company’s daily credit card sales until the advance and their premium is paid off.

Commercial Real Estate Loans

For purchases, refinances and cash outs. Any type of commercial real estate property including raw land.