Equipment: To Buy or Lease?

According to the Equipment Leasing and Finance Association (ELFA), approximately 80% of U.S. companies lease some or all of their equipment, and there are thousands of equipment-leasing firms nationwide catering to that demand. So why lease instead of buy your […]

Survive and Thrive – in Business

Year Three….hard to believe it has gone by so fast. I reflect back to the fall of 2010 when I decided to leave Corporate America after 30 years to take that leap of faith and start my own business. With […]

How You Can Establish Business Credit

I have been in business almost 3 years now and when I started, never thought about establishing business credit.  I have been approved for an Office Depot and Chase credit card in my business name but it was based on […]

What You Should Know About Asset-Based Lending

Asset-based lending (ABL) is a way for rapidly growing, cash-strapped companies to meet their short-term needs. In general, companies can tap their assets to generate the cash flow through asset-based loans. ABL has become a popular choice for companies that […]

Debt versus Equity Financing

I get a lot of questions from companies whether they should use debt or equity to finance their growth.  Business owners contemplate this critical question as they look for financing.  Which alternative is best? Debt Financing The advantages to debt […]