Asset-Based Lending: The Cost of Capital v. Opportunity Cost

In the world of Asset-Based Lending (“ABL”), Accounts Receivable Financing and Factoring, many times the first objective we hear from a potential prospect is, “I can’t afford alternative financing because it’s too expensive.”  While that is certainly a valid consideration, […]

What Are Business Cash Flow Loans?

The term “cash flow loan” may be used to describe two different types of financing:  A loan for cash flow purposes.  A loan that’s collateralized or repaid by cash flow. Loans for cash flow purposes help businesses manage their inflows […]

Ten Tips for Improving Customer Service

The way your customers feel toward you is important. The more you show you care about them, the more they’ll likely want to continue working with you. Customer service is an integral part of our job and should not be […]

12 Steps to Successful Entrepreneurship

Entrepreneurship is a goal to which many wish to aspire. But, why do so many fall short? In my two decades of helping small business owners to grow their businesses, here are 12 things that I often see overlooked. 1.) […]

Finance Your Start-Up with Credit Cards

“Guitar Hero III”: Legends of the Rock” became the highest grossing game in U.S. history in 2011.  And to think Charles Huang, the former partner of Harmonix and designer of the little plastic guitars, maxed out his credit cards to […]

What Are Your Goals For 2015?

Business doesn’t have to be hard. It doesn’t have to break your finances, your life balance or your spirit. It can be enormously joyful, profitable and help thousands of people. It can be a living embodiment of spirit. You CAN […]

When To Find A New Bank

Small business owners and banks endure a love-hate relationship since one needs the other to thrive. Small businesses not only need access to capital financing, but they also need a secure place to keep their earnings. Banks need small business […]