Asset-Based Lending: The Cost of Capital v. Opportunity Cost

In the world of Asset-Based Lending (“ABL”), Accounts Receivable Financing and Factoring, many times the first objective we hear from a potential prospect is, “I can’t afford alternative financing because it’s too expensive.”  While that is certainly a valid consideration, […]

What Are Business Cash Flow Loans?

The term “cash flow loan” may be used to describe two different types of financing:  A loan for cash flow purposes.  A loan that’s collateralized or repaid by cash flow. Loans for cash flow purposes help businesses manage their inflows […]

Six Things You Can Outsource to Grow Your Business

Maybe you’ve got mixed feelings about outsourcing. As a business owner, you realize two things. One, in America outsourcing is still a dirty word. Two, it’s also critical to modern business. Regardless of how you feel about it, outsourcing is […]

The Top 10 Reasons Why Small Businesses Fail

Why do some businesses succeed when others fail?  While it may seem to be a matter of luck, in reality there are common mistakes that kill many small businesses before they ever get off the ground.  Give your startup a […]

10 Ways to Help Increase Your Cash Flow

As any small business owner knows, maintaining smooth cash flow requires juggling nearly every facet of a business, from staying on top of accounts receivable, to extending lines of credit, to managing inventory.  The essence of successful cash flow management […]

Four Steps in Understanding the Accounts Receivable Process

Even though companies can benefit greatly by factoring their invoices, many small and large businesses do not because they are unfamiliar with the invoice factoring process and the cash flow solutions that it provides.  Historically, accounts receivable factoring is one […]

How You Can Establish Business Credit

I have been in business almost 3 years now and when I started, never thought about establishing business credit.  I have been approved for an Office Depot and Chase credit card in my business name but it was based on […]

Debt versus Equity Financing

I get a lot of questions from companies whether they should use debt or equity to finance their growth.  Business owners contemplate this critical question as they look for financing.  Which alternative is best? Debt Financing The advantages to debt […]

Merchant Cash Advances

A merchant cash advance is an alternative source of financing for small businesses who can’t get a bank loan. *  Do you need funds quickly for business improvements or investments? *  Do you need to pay off outstanding debt or […]