Asset-Based Lending: The Cost of Capital v. Opportunity Cost

In the world of Asset-Based Lending (“ABL”), Accounts Receivable Financing and Factoring, many times the first objective we hear from a potential prospect is, “I can’t afford alternative financing because it’s too expensive.”  While that is certainly a valid consideration, […]

What Are Business Cash Flow Loans?

The term “cash flow loan” may be used to describe two different types of financing:  A loan for cash flow purposes.  A loan that’s collateralized or repaid by cash flow. Loans for cash flow purposes help businesses manage their inflows […]

Why a Business Needs a Business Plan

Business planning may be arduous, but skipping this step can leave you uninformed about your firm’s place in the market. The type of information gathered during the planning process can help you foresee potential risks and develop strategies for dealing […]

How to Increase Sales in a Competitive Market

For 30 years now, the positions that I held required me to do sales. Even as a small business owner, I am responsible for the sales that are generated for my company. The sales profession moves faster than ever today. […]

The Top 10 Reasons Why Small Businesses Fail

Why do some businesses succeed when others fail?  While it may seem to be a matter of luck, in reality there are common mistakes that kill many small businesses before they ever get off the ground.  Give your startup a […]

Seven Must-Haves for a Successful Business

I have been working with small business owners for more than 30 years; some are very successful, and some are not. I realized that the successful businesses shared some common characteristics. Below are some of the traits and must-haves that […]