In the world of Asset-Based Lending (“ABL”), Accounts Receivable Financing and Factoring, many times the first objective we hear from a potential prospect is, “I can’t afford alternative financing because it’s too expensive.” While that is certainly a valid consideration, […]
What Are Business Cash Flow Loans?
The term “cash flow loan” may be used to describe two different types of financing: A loan for cash flow purposes. A loan that’s collateralized or repaid by cash flow. Loans for cash flow purposes help businesses manage their inflows […]
10 Ways to Help Increase Your Cash Flow
As any small business owner knows, maintaining smooth cash flow requires juggling nearly every facet of a business, from staying on top of accounts receivable, to extending lines of credit, to managing inventory. The essence of successful cash flow management […]
Four Steps in Understanding the Accounts Receivable Process
Even though companies can benefit greatly by factoring their invoices, many small and large businesses do not because they are unfamiliar with the invoice factoring process and the cash flow solutions that it provides. Historically, accounts receivable factoring is one […]
Tampa Bay’s Alternative Funding Options Expands With Addition of Senior Lending Professional
Alternative Funding Options, Inc. (AFO) is pleased to announce the addition of Sharon Wood as Senior Lending Consultant. This announcement comes on the heels of the recent announcement of Anna Kraus joining AFO to represent the firm. AFO President, Cheryl […]
Tampa Bay Lending Professional To Represent Alternative Funding Options, Inc.
Alternative Funding Options, Inc. (AFO) is pleased to announce that Anna L. Kraus will be representing the company as a Senior Lending Consultant. AFO President, Cheryl O’Neill Gowen said that she is “very excited about the expanded impact that the […]
Debt versus Equity Financing
I get a lot of questions from companies whether they should use debt or equity to finance their growth. Business owners contemplate this critical question as they look for financing. Which alternative is best? Debt Financing The advantages to debt […]
Merchant Cash Advances
A merchant cash advance is an alternative source of financing for small businesses who can’t get a bank loan. * Do you need funds quickly for business improvements or investments? * Do you need to pay off outstanding debt or […]
When the Bank Says No
Over the years, I have had the opportunity to work with many small business owners, and one question that I was frequently asked was “when the bank says no, how do I get the financing that I need for my […]
Benefits to Companies that Factor
There are many benefits to companies that choose to factor their accounts receivable. In addition to avoiding all the paper work associated with obtaining traditional financing, factoring is easy and generally provides instant cash. Below is a list of additional […]